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- You mentioned Madison,WI. Why so? I Have a possible job opportunity there and was curious. I'm in Kansas City, which is the worst place for blacks in my opinion. I HATE IT HERE!!!
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YBPGuide
To empower African-Americans, and all people of color, with the knowledge and inspiration to foster progression and productivity in the community.
1. Pay your bills on time every time. Again, this is the single largest factor, 35%, effecting your credit score. We’re talking rent or mortgage, utilities, car note, and phone, as well as your credit card billsâeverything. If you won’t commit to doing
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2 years ago
for big purchases, i have a visa and discover. i only carry one of them.
the amex gold is probably the best way to handle your credit only b/c you have to pay it off.
2 years ago
2 years ago
2 years ago
to make sure, call them up and ask!
2 years ago
2 years ago
if you don't pay money that you contractually said you would, whether you borrowed or not, those companies and 'creditors' can report that to the credit bureaus and eff up your credit score.
having bad credit not only means that you won't be able to borrow money when you need it (home loans, business loans), but if a bank does take a chance, they'll charge you higher interest rates.