http://ybpguide.disqus.com/To empower African-Americans, and all people of color, with the knowledge and inspiration to foster progression and productivity in the community.enWed, 12 Sep 2007 19:25:52 -0000http://ybpguide.com/2007/09/10/ybp-savings-tip-14/#comment-2415078Thanks for the budget calculator link. I have always considered myself cheap so I never put much thought into actually budgeting. Now I have finally realized that all those cheap purchases add up very quickly.BrittaniaWed, 12 Sep 2007 19:25:52 -0000