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http://ybpguide.com/2007/07/27/ybp-savings-tip-9/
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YBPGuide: YBP Savings Tip

Franc is L. Holland · 2 years ago

This is great practical information, because "free" things can be very costly in the short run and in the long run. If a "free" extra credit card leads to a lower credit rating and higher interests rates, then that "free" card will actually costs thousands of dollars.